HT Bureau
GUWAHATI, Nov 13: Airtel Payments Bank on Thursday announced its financial results for the quarter ended September 30, 2025, posting a record revenue of ₹804 crore — its first-ever quarter to cross the ₹800-crore mark — registering a 19.4% year-on-year (YoY) growth.
EBITDA for the quarter stood at ₹89.3 crore, up 17.4% compared to the same period last year, while net profit rose to ₹11.8 crore.
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The annualised Gross Merchandise Value (GMV) touched ₹4,560 billion, driven by the growing adoption of the Bank’s Safe Second Account, merchant propositions, and other product offerings.
Airtel Payments Bank remains the third-largest mobile bank in India by user base, underscoring rising customer trust and engagement.
Anubrata Biswas, MD & CEO of Airtel Payments Bank, said, “Our consistent growth reflects the strength of our digital-first model and the deep trust our customers place in us. The Safe Second Account continues to be a key growth driver, empowering customers to manage their everyday digital transactions with ease and confidence.”
During the quarter, the Bank deepened its focus on the Safe Second Account proposition and rolled out its first-ever 360-degree brand campaign to highlight the differentiated offering for safe, seamless everyday digital payments.
The campaign has driven strong traction in new digital account openings and reinforced the Bank’s position as a trusted partner for daily banking needs.
Customer balances stood at ₹3,987 crore in the quarter, reflecting a 35% YoY increase.
Airtel Payments Bank continues to lead the RuPay On-The-Go NCMC cards ecosystem, with over four million users and nearly 65% of total transaction volumes in the category — making it India’s largest NCMC acquiring bank.
Its offline presence continues to expand, with a robust network of over five lakh active banking points, every fifth of which is operated by a woman banking correspondent.
The Bank serves three out of every four villages, processes half of India’s remittances, and one in four Aadhaar-enabled payments.
It recently introduced savings accounts for minors aged 10 to 17 years and six months, further strengthening its inclusive product portfolio.
The Bank’s small merchant proposition is also scaling rapidly with offerings such as current accounts and soundboxes.
Serving urban digital, underbanked, and institutional customers, Airtel Payments Bank processes nearly 12 billion transactions annually and digitises over ₹8,800 crore in cash every month.
Its corporate partner base has grown to more than 9,200. The Bank is witnessing strong momentum in omnichannel B2B digital payments as it partners with leading payment aggregators to cater to a growing merchant ecosystem.
Airtel Payments Bank remains steadfast in its mission to build a safe, inclusive, and future-ready digital banking ecosystem, making secure financial services accessible to every Indian.
