HT Bureau
GUWAHATI, Jan 18: HDFC Bank on Sunday reported an 11.5 per cent year-on-year rise in its standalone net profit to ₹186.5 billion for the quarter ended December 31, 2025, reflecting steady growth across its core banking operations.
The country’s largest private sector lender recorded net revenue of ₹458.7 billion during the October–December quarter, up 8.9 per cent from ₹421.1 billion in the corresponding period last year.
Related Posts:
Net interest income grew by 6.4 per cent to ₹326.2 billion from ₹306.5 billion a year earlier, while other income stood at ₹132.5 billion for the quarter.
The bank’s average deposits during the December 2025 quarter increased 12.2 per cent year-on-year to ₹27,524 billion, compared with ₹24,528 billion in the same quarter of 2024.
On a sequential basis, average deposits rose 1.5 per cent from ₹27,105 billion in the September 2025 quarter.
As of December 31, 2025, HDFC Bank’s total balance sheet size expanded to ₹40,890 billion, compared with ₹37,590 billion as on December 31, 2024.
The bank maintained a strong capital position, with its total Capital Adequacy Ratio under Basel III norms at 19.9 per cent, marginally lower than 20.0 per cent a year ago but well above the regulatory requirement of 11.9 per cent.
Net non-performing assets remained contained at 0.42 per cent of net advances.
The bank also continued to expand its physical presence. Its distribution network stood at 9,616 branches and 21,176 ATMs across 4,170 cities and towns as of December 31, 2025, compared with 9,143 branches and 21,049 ATMs across 4,101 locations a year earlier.
About half of the branches are located in semi-urban and rural areas.
On a consolidated basis, HDFC Bank reported net revenue of ₹811.1 billion for the December 2025 quarter.
Consolidated profit after tax rose 12.2 per cent year-on-year to ₹198.1 billion, while consolidated profit after tax for the nine months ended December 31, 2025 stood at ₹556.8 billion.
