HT Bureau
GUWAHATI, May 1: IDBI Bank reported a strong financial performance for FY 2025-26, with its net profit rising by 27 per cent year-on-year to ₹9,513 crore, reflecting improved asset quality and steady business growth.
The bank’s total business crossed the ₹6 trillion mark during the financial year, reaching ₹6,00,789 crore, registering a growth of 14 per cent over the previous year.
Related Posts:
Total deposits stood at ₹3,47,163 crore, up 12 per cent year-on-year, while net advances grew by 16 per cent to ₹2,53,626 crore.
CASA (Current Account Savings Account) deposits also recorded a 7 per cent growth, indicating stable low-cost deposit mobilisation.
The bank’s asset quality showed significant improvement, with gross non-performing assets (GNPA) declining to 2.32 per cent from 2.98 per cent a year earlier.
Net NPA remained low at 0.15 per cent, while the Provision Coverage Ratio (PCR) stood at a robust 99.39 per cent.
On the profitability front, Return on Assets (ROA) improved to 2.27 per cent, while the Capital Adequacy Ratio (CRAR) strengthened to 26.65 per cent, reflecting a well-capitalised balance sheet.
The net credit-deposit ratio also improved to 73.06 per cent.
For the fourth quarter of FY26, the bank reported a net profit of ₹1,943 crore, with operating profit at ₹3,043 crore.
Net Interest Income (NII) stood at ₹3,851 crore, marking a 17 per cent year-on-year increase, while net interest margin (NIM) improved to 4.15 per cent.
The sustained improvement in profitability, asset quality and capital position underscores IDBI Bank’s ongoing turnaround and strengthening financial performance.
