Woman brings banking to doorstep of Manikpur villagers

Bindurekha Narzary empowers community through women-led financial services

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HT Bureau

DIPHU, Nov 22: In the remote Manikpur village, where accessing a bank once meant a grueling 25-kilometre journey, Bindurekha Narzary has transformed the financial landscape for thousands of villagers. Her initiative has brought essential banking services directly to the community, ending long trips and tedious waits.

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A member of the Jwngma Self Help Group under Fami Village Organisation, Bindurekha has emerged as a shining example of women-led empowerment under the Assam State Rural Livelihood Mission (ASRLM).

Growing up in a family dependent on livestock farming and educated up to Class XII, Bindurekha was intimately familiar with her community’s struggles. In 2018, determined to provide accessible banking, she launched a Business Correspondent Agent (BCA) outlet at Langhin Bazar with support from ASRLM and Assam Gramin Vikash Bank (AGVB).

Her outlet now offers services including cash withdrawals and deposits, new account openings, insurance enrolments, premium collections and basic financial literacy. Since its inception, the centre has processed over 12,000 transactions, handling an average of 500 transactions monthly. Bindurekha earns around Rs 6,000 per month with a peak income of Rs 25,000 in a single month. Balancing her role as a mother of two with her responsibilities as a community financial leader, Bindurekha has not only eased the lives of villagers but also inspired many rural women to pursue similar initiatives. Her work stands as a testament to how determination, opportunity and empowerment can transform entire communities.

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