HT Bureau
GUWAHATI, Jan 22: IDBI Bank Limited on Tuesday announced its financial results for the quarter and nine months ended December 31, 2025, reporting a net profit of ₹1,935 crore for the third quarter of FY26.
The bank’s operating profit for the quarter stood at ₹1,917 crore, reflecting sustained operational performance.
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During the quarter, the bank recorded a Net Interest Margin (NIM) of 3.52 per cent.
The cost of deposits remained stable at 4.62 per cent in Q3 FY26, unchanged from the corresponding quarter of the previous year.
The Capital to Risk Weighted Assets Ratio (CRAR) improved to 24.63 per cent, registering a year-on-year increase of 265 basis points, underscoring the bank’s strong capital position.
Return on Assets (ROA) for Q3 FY26 stood at 1.83 per cent, compared to 1.99 per cent in Q3 FY25, while Return on Equity (ROE) was recorded at 14.49 per cent.
Asset quality indicators showed further improvement, with the net NPA ratio remaining low at 0.18 per cent as on December 31, 2025.
The gross NPA ratio declined to 2.57 per cent as against 3.57 per cent a year ago, marking an improvement of 100 basis points.
The Provision Coverage Ratio (PCR) stood at 99.33 per cent, compared to 99.47 per cent as on December 31, 2024.
IDBI Bank said the results reflect continued focus on balance sheet strength, prudent risk management and stable operating performance during the quarter.
