HT BureauGUWAHATI, Dec 2: HDFC ERGO General Insurance Company has been authorised by the government of Assam to implement the Pradhan Mantri Fasal Bima Yojana (PMFBY) for loanee and non-loanee farmers in the districts of Cachar, Lakhimpur, Udalguri and Tinsukia for Rabi 2022.
The PMFBY scheme insures farmers against any losses in crop yield arising out of a wide range of external risks such as drought, floods, dry spells, landslides, cyclones, hurricanes, hailstorms, inundations, pests, diseases and others. To determine the loss in the yield, the state government will plan and conduct Crop Cutting Experiments (CCEs) on the notified crops in areas notified for the scheme. In case the yield data, based on CCEs conducted, concludes to be low then the farmers will be considered to have suffered a shortfall in their yield for which the claims will be payable to the farmers.
The scheme will provide insurance cover for all stages of the crop cycle including pre-sowing, harvesting and post-harvest risks. All the products under the PMFBY scheme were approved by the department of Agriculture, government of Assam.
The farmers from the districts of Cachar, Lakhimpur, Udalguri and Tinsukia can reach out to their respective bank’s Common Service Centres (CSCs) in their district or contact the authorised HDFC ERGO agents to obtain the insurance cover under the PMFBY scheme.
The details of the validity period to obtain the insurance cover will be available for the farmers on the website of the department of Agriculture. The farmer may also log on to the Farmers App or opt for self-enrollment of the scheme on the website https://pmfby.gov.in/farmerLogin