HT Bureau
GUWAHATI, May 23: Airtel Payments Bank has reported a strong financial performance for the fiscal year ended March 31, 2025, with net profit rising 81.4% year-on-year to ₹63 crore. The bank’s annual revenue climbed to ₹2,709 crore, marking a 47.5% increase over the previous year.
The bank also posted an EBITDA of ₹299 crore for FY25, up 64% year-on-year, and saw customer balances grow 30.6% to ₹3,659 crore. Gross Merchandise Value (GMV) reached ₹3,808 billion for the year, underscoring the bank’s growing transaction base.
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In the fourth quarter alone, Airtel Payments Bank earned ₹726 crore in revenue, up 34.7% from the same period last year. Quarterly profit more than doubled to ₹26 crore, registering a 138% year-on-year increase. Over the last four years, the bank has maintained a compound annual growth rate (CAGR) of 44% in revenues.
Managing Director and CEO Anubrata Biswas attributed the performance to customer trust and the bank’s diversified operations. “The rapid adoption of our Safe Second Account offering highlights the rising demand for secure, alternative banking solutions. Today, we handle one in two domestic remittances and one in every five Aadhaar-enabled payments in India,” he said.
The bank has seen increased traction in its Safe Second Account product, becoming a go-to option for everyday digital payments, especially in tier-3 towns and rural areas. With a network of 500,000 active banking points—most operated by women—the bank is expanding financial inclusion in underbanked regions.
Airtel Payments Bank is also gaining momentum in the B2B segment, offering omnichannel digital payment solutions and facilitating transit payments in five major metro rail systems, including Delhi Metro Rail Corporation (DMRC). The bank’s RuPay NCMC On-The-Go cards now serve over 2.5 million users.
Currently ranked as the third-largest mobile bank in India by user base, Airtel Payments Bank processes nearly 12 billion transactions annually. It serves urban digital users, underbanked populations, and institutional clients, reaching three out of every four villages and digitizing more than ₹8,000 crore in cash every month in collaboration with over 6,200 corporate partners.
